Sectors

Public Sector

Sustainability, digitalization and climate adaptation call for substantial investment, while revenues rise only modestly and refinancing has become more expensive. Given the pressure to operate more efficiently, treasury plays an important role in the public sector.

Thanks to our quality, expertise and client focus, Zanders has held prominent position as an independent advisor in the public sector for over 30 years.

The public sector faces the challenge of generating greater social returns with increasingly limited financial resources. Zanders helps enhance the resilience of the public sector, enabling organizations to better withstand uncertain investment challenges and financial risks.​

With our in-depth treasury and financing knowledge, we help your organization gain insights that enable well-considered policy choices to be made. We help the public sector identify and model potential scenarios that can improve balance sheet stability and contribute to strengthening the sustainability of financial operations.


Our expertise


Financing process

We guide your organization throughout the entire financing process, from budgeting to contract negotiation. Visit this page to learn how Zanders can help you finance your investment program or refinance loans.

Treasury organization​

Using our Treasuryscan, we assess your treasury function on policy, governance, processes, systems and risk management. The results is a prioritized set of actionable recommendations, each supported by a clear view of the expected benefits and the requirements for successful implementation.

Broad range of services

In addition, Zanders supports institutions with:

  • Cash management and working capital management
  • Financial risk management
  • Interest rate and currency management
  • Valuation of interest rate derivatives and loan portfolios
  • WACC calculations

Healthcare​

Healthcare organizations must continue investing in sustainability initiatives and digital transformation to keep healthcare accessible. At the same time, reimbursement levels for delivered care often fail to keep pace with rising costs. Investment decisions and financing challenges have a direct impact on the organization’s continuity. Lenders are increasingly scrutinizing operational performance and margins, while taking a more active role in assessing strategic and financial decisions. 

Zanders offers strategic advice to safeguard your financial future. We help healthcare organizations with financing applications, restructuring loan portfolios, drawing up liquidity forecasts and optimizing the treasury organization. Request our free Healthcare Analysis to gain immediate insight into your organization’s key financial ratios.

Zanders has its own multi-year forecasting model (MJR) available, which produces a multi-year projection of the income statement, cash flows and balance sheet based on projections of relevant indicators. The MJR model aims to map the long-term financial impact of strategic policy choices.

Education

Educational institutions face large-scale investment programs, such as a new construction or renovation of existing school buildings. This requires careful alignment of strategic plans and available financial resources. 

Zanders helps educational institutions arrange financing, provides strategic financial advice based on years of experience and helps set up your treasury organization

The shortage of suitable staff has considerable consequences for overall performance and operational efficiency. This requires careful alignment of financial resources with social ambitions.

Water companies

Due to increasing pressure in the areas of expansion, replacement investments and sustainability, water companies face significant investment programs. Drought and the need to develop new extraction methods also play an important role. The WACC, which acts as a profit regulation mechanism and limits water companies from financing a significant part of these investments from operational cash flow, makes the financing challenge for water companies more complex.



Zanders supports water companies in developing financing strategies, arranging financing (financing processes), and setting up liquidity forecasts. Zanders also participates in the treasury committee of drinking water companies and can keep them informed of developments in the money and capital markets.

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Latest Insights

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Fintegral

is now part of Zanders

In a continued effort to ensure we offer our customers the very best in knowledge and skills, Zanders has acquired Fintegral.

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RiskQuest

is now part of Zanders

In a continued effort to ensure we offer our customers the very best in knowledge and skills, Zanders has acquired RiskQuest.

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Optimum Prime

is now part of Zanders

In a continued effort to ensure we offer our customers the very best in knowledge and skills, Zanders has acquired Optimum Prime.

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