Results for ‘Treasury’

Zanders enters into innovative blockchain technology consulting

With the potential of Blockchain technology to transform businesses, we aim to guide our clients through the complexities of this technology and help them leverage it to improve their operations. We’re excited to announce that Zanders, the leading consulting firm specializing in treasury, risk and finance, is expanding its services…

Interweaving AI with SAP

Late last year, ChatGPT emerged online as the next phase in this fast-growing and exciting technological space. Many of us tried it out already, and I have yet to meet anyone who is not left amazed by its capacity in such an infant stage. Where to from here though? And…

Get rid of bespoke solutions: back to standard!

This article may help SAP system owners re-think or change their approach towards bespoke custom solutions in the system. Over the past 14 years, my colleagues and I have dealt with five types of SAP Treasury transitions: From fully custom/in-house coded TMS to SAP TMS. From an outdated version of SAP to a newer version of SAP (for example: ECC…

VaR Backtesting in Turbulent Market Conditions​: Enhancing the Historical Simulation Model with Volatility Scaling​

Challenges with VaR models in a turbulent market​ With recent periods of market stress, including COVID-19 and the Russia-Ukraine conflict, banks are finding their VaR models under strain. A failure to adhere to VaR backtesting requirements can lead to pressure on balance sheets through higher capital requirements and interventions from…

Corporates

Corporates with clarity and control of risk and liquidity are in a stronger position if a problem strikes. We work with you to build this resilience into your balance sheet.

Building a Global Workforce, Remotely: A Case Study with Zanders and Remote

Remote offers global employment services for internationally distributed workforce. It takes care of payroll, benefits, compliance, taxes, equity incentives and more, so that companies can employ someone internationally as easily as they do at home. The company’s vision is to make it simple to manage, employ, and pay anyone, anywhere.…

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Getting a grip on the cash strategy

When a positive operating cash flow is realized, it is easier for a company to invest in acquisitions, fixed assets and innovation, for example. On the other hand, a negative operating cash flow can be an indication that the survival of an organization in the long term may be at…

Update of liquidity forecasts

During uncertain times, making a forecast requires extra effort and poses a greater challenge. For example, due to uncertainty, it may be decided to update the liquidity forecast(s) more frequently. The question raised then is what frequency is appropriate and how to deal with the assumptions underlying forecasts made during…

Savings modelling series: Non-maturing deposits model concepts

Are you interested in a more in-depth comparison of deposit modeling concepts? Click here. For banks with significant non-maturing deposits portfolios, Risk Management functions need to have a robust behavioural risk model. This model is required for Interest Rate Risk in the Banking Book reporting, hedge, stress testing, risk transfer, and…

The impact of liquidity spread risk on banks’ earnings

External client rates can be split up in an interest-rate component, a liquidity spread and a margin covering, for example, operational and credit risk. To limit the risk of a decline in profitability, banks often hedge the interest-rate risk as part of their risk management framework. Since the global financial…

Replicating investment portfolios: a quantitative analysis

A replicating investment portfolio is a collection of fixed income investments based on an investment strategy that aims to reflect the typical interest rate maturity of the savings deposits (also referred to as ‘non-maturing deposits’). The investment strategy is formulated so that the margin between the portfolio return and the…

A comprehensive guide to Credit Rating Modelling

For all the criticism that rating models and credit rating agencies have had through the years, they are still the most pragmatic and realistic approach for assessing default risk for your counterparties. Of course, the quality of the assessment depends to a large extent on the quality of the model…

TMS Selection Service – Boost the traditional selection process using bespoke technology!

Do you have difficulties setting out your treasury technology requirements (both from a functional as well as IT perspective), or matching those to the latest capabilities of a modern Treasury Systems? Are you wishing for a technology selection process that is less cumbersome and time consuming? If you said ‘yes’…

Combining SAP ERP and a third-party TMS

On one hand, the trend towards ERP system consolidation has progressed, most companies have centralized all their global entities and processes in a single environment with unique master data. At the same time, the trend towards cloud solutions has brought innovation and increased competition also to the TMS area. In…

Preventing payment fraud with SAP Advanced Payment Management and Business Integrity Screening

Payment fraud originating from within or outside an organization must be guarded against. Read on to learn how SAP Advanced Payment Management (APM) and Business Integrity Screening (BIS) can help. Compliance requirements, audit needs and external factors like embargos, sanctions imposed by governments, and so on are additional imperatives for…

Zanders enters Middle East with ADGM office

From there, the financial consultant further expands its track record in the global market for treasury, risk and finance services. As capital of the United Arab Emirates, Abu Dhabi is home to large corporates, investment banks, fintechs, private equity firms and venture capitalists, asset managers and the largest sovereign wealth…

Strategic Benchmarking

Understanding how your treasury measures up against best practice and your peers is a powerful way to drive forward your performance.

Our Purpose

We deliver financial performance when it counts, to propel organizations, economies and the world forward. For almost 30 years, the world's guardians of financial performance have relied on Zanders. We help C-suite leaders, Corporate Treasurers and Risk Managers protect and enhance value for the shareholders of today and the stakeholders…