Interested in
Credit Risk?
Get in touch with Evert de Vries or Charles Zondag for more information about Credit Risk.
Based on our experience, we can contribute to the development and implementation of various kinds of credit risk policies and models.
Credit risk is the risk of loss due to a counterparty’s inability to completely fulfill its contractual obligations. Credit risk is the main contributor to the overall risk profile of different kind of institutions. Many efforts have been put into modeling expected and unexpected losses as a result of credit risk. These models consist of drivers for both default risk and recovery risk.
Probability of default (PD) is a driver for default risk, whereas exposure at default (EAD) and loss given default (LGD) deal with recovery risk.
Currently, for many organizations, operational resilience is at the top of the agenda of the Board and senior management. The COVID-19 pandemic clearly showed how vulnerable societies and organization...
Thanks to exponential technological developments, the world is becoming increasingly connected and accessible, in the broadest sense of the word. This is why running nearly any type of business has be...
To reflect the changing requirements of our clients, we have redefined our debt advisory service offering and established a dedicated team of consultants to secure the benefits of the currently strong...
In close cooperation with Zanders, GloComNet presents the current issues around the topic complexity in a series of six live webcasts.
The world is complex and the future uncertain. What does that mean for the existing models on which we base our expectations? For Prof. Lex Hoogduin, professor of complexity and uncertainty in financ...
With the mandatory implementation deadline of 1 January 2018 less than a year away, the impact of IFRS 9 Financial Instruments should not be underestimated. This accounting standard significantly chan...
Increased volatility in financial markets is one of the factors that have driven corporate treasurers to become more aware of the importance of risk management.
The increased volatility in the commodity and foreign exchange markets, augmented counterparty risk and the low interest rate environment have led to an increased focus on financial risk management (F...
At the end of February 2016, Prime Minister David Cameron announced that Britain would have a referendum on 23rd June 2016 to vote on whether it will remain in the European Union (EU). The referendum ...
Treasury transformation refers to the definition and implementation of the future state of a treasury department. This includes treasury organization & strategy, the banking landscape, system i...
As well as being a member of the board of the DACT (Dutch Association of Corporate Treasurers), Bart-Jan Roelofsz is mainly known as group treasurer and insurance manager at Endemol Shine. This enter...
Accurate and timely cash position and cash flow forecasting (CFF) information is paramount for multinational corporations (MNCs) to guide funding and investment decisions, to manage cash and liquidity...
According to Intrum Justitia, bad debts of more than € 350 billion were written off in Europe in 2013, which is around three percent of all outstanding transactions. Internal research into Dut...
In this article, Job Wolters looks at how companies can gain detailed insight into the risk-adjusted profitability of individual projects and transactions, and explains how the Risk Adjusted Return...
Integration between treasury and the wider business is a prerequisite for an effective and efficient treasury organization. The remit of the treasury function has changed in recent years so that tr...
"I've heard a lot about making sure treasury is a strategic partner to the business. Can you clarify what steps treasurers can take to achieve this and what are the benefits?"
Since the Enron scandal and the resulting introduction of Sarbanes Oxley (SOX), the pace of regulatory change has never lost momentum. On the back of the financial crises of 2008, more new regulati...
The effects of the credit crisis on corporate funding options have often been discussed. The general message is that it has become much more difficult for companies to attract bank financing since ...
A Transformation project can help treasury to cement its position as an important strategic partner to the business, say Arn knol and Mark van Ommen
Compared with only a few years ago, today’s corporate treasurers are exposed to a much greater variety of counterparty risks within both their supply chains and financial institutions. To cre...
Article Euromoney by Carol Dean with quotes of Zanders associate director Mark van Ommen, published January 8, 2014
While large companies continue to consolidate their cash manag...
The year-end closing is approaching and with for many of companies a first application of IFRS13. Are you ready to comply with the new requirements? If not, it is still not too late to take action!...
There is much to gain from seeing things from a different point of view, especially in the current market conditions. In this double interview, Paul Nailand, founding director of Visual Risk in ...
Treasury transformation refers to the definition and implementation of the future state of a treasury department. This includes redisigning the treasury organization & strategy, the banking ...
Compared with only a few years ago, today’s corporate treasurers are exposed to a much greater variety of counterparty risks within both their supply chains and financial institutions. This a...
The introduction of IFRS13 will entail a major change in the fair value measurement of asset and liability. For starting accounting periods beginning on or after 1 January 2013 it is mandatory t...
With its own valuation desk, Zanders provides an independent and reliable service to its clients. In short, the valuation desk determines and validates the market values of financial products, such...
At several international conferences last year we invited delegates to participate at our Zanders Champions League. This is a European football credit rating game, where clubs are not judged on th...
The importance of the supply chain has grown in such a way that competition in some industries is now viewed more as “supply chain vs. supply chain” rather than “company vs. compa...
Efficiency, productivity, growth, risk control and reporting quality are continuous points of attention for virtually any organization. These issues therefore also affect the corporate treasury pro...
While Basel III may restore the health of the financial markets and the banking industry in the long run, it will also have an impact on the real economy and business in the mean time. The economic...
The EAGLE global corporate rating model generates credit ratings for millions of corporates worldwide. The model can be used by both large corporates and banks for determining the risks related to ...
In case companies receive large orders on a regular basis, it is important to know whether the other parties involved are capable of meeting their obligations.
However, determining the cred...
Zanders has been involved in financing issues and transactions related to sustainable energy for several years now, supporting developers, power companies, and start-ups in a variety of countries.<...
We’ve all read about climate change, but have you considered what could happen to your company’s bottom line in the event of extreme weather conditions and temperatures?
If yo...
Credit is the backbone of the corporate’s relationship with its banks, if not in the short term, almost always over the long term.
Financial institutions must pull out all the stops to meet the more stringent requirements for risk management.
Having a solid credit ratings and portfolio management framework is crucially...
Part five of the WACC Guide examines the extent to which input, assumptions and models used for project app roval can create a biased opinion of the shareholder value.
Treasury, as the cu...
As a maritime multinational, Boskalis is involved in large scale projects all over the world. Due to the complexity of these projects, the Treasury department has a strategic role within the company a...
Türk Telekom, with 175 years of history, is the first integrated telecommunications company in Turkey. Due to its long-term foreign currency funding structure, Türk Telekom has significant foreign e...
Donations sometimes have to wait for the right good cause. But as an environmental organization, where can you invest those donations where they’ll be both safe, and not used for purposes tha...
As a bank providing financial services to business enterprises and financial institutions located in North and Sub-Saharan Africa, the Middle East and the Indian Subcontinent, Banca UBAE relies o...
2023 © Zanders. All Rights Reserved. KvK 30112147. Cookie Policy | Privacy Policy | Terms of Service | Vulnerability Disclosure
Managed by Sluijmer Multimedia and hosted by True.
