Unlocking Depositor Insights - Elevating Risk Management and Strategic Marketing with Advanced Deposit Analytics

This whitepaper aims to provide a comprehensive guide for financial institutions to enhance their understanding of depositor behavior, improve risk management practices, and ensure compliance with regulatory requirements. Considering these regulatory changes, Zanders outlines strategies to produce robust deposit analytics monthly without the need for continuous new deposit studies. By operationalizing deposit analytics, financial institutions can reap significant benefits, including:

• Developing accurate Interest Rate Risk and Liquidity model parameters
• Offering the marketing team insights into pricing-related client behaviors, aiding in the planning, pricing, and budgeting processes of the bank
• Providing essential inputs for Deposit Run-Off frameworks used in both Capital and Liquidity stress testing regimes
• Streamlining classification for regulatory reporting (e.g., 2052a)

Learn more by downloading the whitepaper today.